Replace Clay with n8n, Ollama, SearXNG and browserless; add Telegram assistant

Remove the Clay role (Claude Code web UI) and its Anthropic API key.

New roles:
- ollama: local CPU LLM (qwen3:4b-instruct), internal network only
- browserless: headless Chromium for JavaScript-heavy pages
- searxng: metasearch backend for the chat web_search tool
- n8n at agent.ladkau.de: web chat (/chat), scheduled workflows,
  Telegram bot; workflows and credentials are imported from the repo

Telegram bot: Gemini 3.8 -> Gemini 3.5 -> local Qwen fallback chain,
/qwen to force the local model, /stocks and a weekday schedule
(07:30, 13:00, 17:40) for the MTE.DE / PTX.F stock report.

Also: dashboard and check-services entries for the chat, vault checks
for the new secrets (n8n, SearXNG, Gemini, Telegram, SMTP), updated
CLAUDE.md, runbooks and README.

scripts/check-services.sh

@@ -19,6 +19,7 @@ CHECKS=(
   "https://vault.ladkau.de 200 10"
   "https://dl.ladkau.de 200 10"
   "https://agent.ladkau.de 401 10"
+  "https://agent.ladkau.de/chat 401 10"
 )
 
 if ! command -v curl &>/dev/null; then